Meet the Fatal Four

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Employee driving behaviors have a direct effect on employer costs.

The Network of Employers for Traffic Safety’s new study on the cost of motor vehicle crashes to employers describes the costs employers pay for their employees’ driving behaviors both on and off the job. It found that four driving behaviors are especially damaging to employers.  Speeding, Drinking and Driving, Distracted Driving, and Non-Seat Belt Use are the four most costly behaviors to employers. We’re going to break down each behavior and see the effect they have on employer costs.

speeding

Speeding:

This risky behavior affects the frequency and severity of crashes. Speed-related crashes cost employers $8.4 billion in 2013 alone. Most of these costs are as a result of off-hours crashes. Speeding remains the top contributing factor in most crashes, and is the biggest indicator of aggressive driving.

Employer Costs of Speed-Related Crashes in Millions
Highway Crash
On-Hours Off-Hours All
Health-Fringe Benefit Costs 601 4,125 4,726
Non-Fringe Costs 2,836 805 3,641
Total 3,437 4,930 8,367
 

drinking-and-driving

Drinking and Driving:

In 2013, only 1.5% of all alcohol involved drivers in fatal crashes were on the job. The cost of these alcohol-impaired crashes to employers was $6 billion. Of this total, $5 billion came from off-hours crashes.

Employer Costs of Alcohol-Involved Crashes in Millions
Highway Crash
On-Hours Off-Hours All
Health-Fringe Benefit Costs 261 3,946 4,207
Non-Fringe Costs 780 1,023 1,803
Total 1,041 4,969 6,010

distracted-driving

Distracted Driving:

The employer cost of distracted driving crashes was $8.2 billion in 2013. Nearly half of these costs resulted from crashes on off-hours. Distracted driving poses a danger to everyone on the road.

Employer Costs of Distracted Driving Crashes in Millions
Highway Crash
On-Hours Off-Hours All
Health-Fringe Benefit Costs 601 4,125 4,726
Non-Fringe Costs 2,836 805 3,641
Total 3,437 4,930 8,367
unrestrained

Seat Belts:

Crashes where employees were not wearing seat belts while on the job cost employers $0.9 billion in 2013. Off-hours crashes cost employers significantly more, at $4 billion. Companies are doing a better job with policy mandating seat belt use while on the job, but the message isn’t quite making it home.

Employer Costs of Seat Belt Non-Use Crashes in Millions
Highway Crash
On-Hours Off-Hours All
Health-Fringe Benefit Costs  412 3,586 3,998
Non-Fringe Costs 503 425 928
Total 915 4,011 4,926

Protecting employees from crash injury can be a profitable investment of time and resources.

Employee driving behaviors have a direct effect on employer costs. Including insurance expenses, employer health-care spending for car crashes was nearly $14 billion in 2013. Another $13 billion was spent on sick leave and life and disability insurance for crash victims. Traffic safety programs are an alternative to reduce these costs without reducing employee benefits.  Many HR health and wellness programs neglect the most dangerous thing we do every day: driving. Developing a proactive traffic safety program is one of the best ways to control costs from workplace vehicle crashes.

hrs-fb-shop1Greatly reduce the risks faced by your employees and their families while protecting your company’s bottom line.

Implement a driver safety program in the workplace today.

Our course includes four modules:

Speeding
Distractions
Seat Belt Use
Drinking and Driving

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